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Today's Rates

   
Rate Comparison
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Rate Comparison

  August 19, 2011
 

Optimus Funding

Rate
       APR
30-Year Fixed Conforming
4.17
%
4.30
%
30-Year FHA
3.85
%
4.00
%
15-Year Conforming
3.37
%
3.58
%
15-Year FHA
3.65
%
3.72
%
USDA / 100% Financing
4.19
%
4.30
%
VA Financing
4.37
%
4.42
%
Jumbo products available
 

Assumptions:

 
  • Information displayed is accurate as of the date of the latest update and is subject to change without notice. Loan pricing can only be locked througha home mortgage consultant. Other restrictions and fees may apply.
  • Annual Percentage Rate (APR) calculations assume single-family, detached, owner-occupied primary residence; a loan-to-value ratio of less than 80%; a minimum FICO score of 740; and a loan amount of $200,000 for conforming loans or $150,000 for USDA loans, unless otherwise specified.
  • Annual Percentage Rate (APR) calculations assume no subordinate financing and that the borrower will provide full income documentation. On ARM amortization, the Annual Percentage Rate (APR) calculation assumes an indexed rate (Margin + LIBOR/T-Bill Index) after the initial fixed period of the ARM.
  • Rates may be higher for loan amounts under or over$300,000 and under or over $650,000. Please call for details.
  • The displayed Annual Percentage Rates (APRs) reflect the interest rates, total points, and additional estimated pre-paid finance charges for the loan products shown, but do not include other closing costs.
  • Your loan's interest rate and rate-lock period will depend upon the specific characteristics of your loan transaction and your credit profile up to the time of closing.
  • Due to various federal, state and local requirements, certain products may not be available in all areas.
  • Refinance transactions, the Annual Percentage Rate (APR) calculations assume a rate and term refinance.
  • All information is subject to underwriter approval.
 
 

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