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Rate Comparison
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August 19, 2011 |
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Optimus Funding |
Rate |
APR |
| 30-Year Fixed Conforming |
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| 30-Year FHA |
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| 15-Year Conforming |
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| 15-Year FHA |
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| USDA / 100% Financing |
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| VA Financing |
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| Jumbo products available |
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Assumptions: |
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- Information displayed is accurate as of the date of the latest update and is subject to change without notice. Loan pricing can only be locked througha home mortgage consultant. Other restrictions and fees may apply.
- Annual
Percentage Rate (APR)
calculations assume
single-family, detached,
owner-occupied primary
residence; a loan-to-value
ratio of less than 80%;
a minimum FICO score
of 740; and a loan amount
of $200,000 for conforming
loans or $150,000 for
USDA loans, unless
otherwise specified.
- Annual
Percentage Rate (APR)
calculations assume
no subordinate financing
and that the borrower
will provide full income
documentation. On ARM
amortization, the Annual
Percentage Rate (APR)
calculation assumes
an indexed rate (Margin
+ LIBOR/T-Bill Index)
after the initial fixed
period of the ARM.
- Rates
may be higher for loan
amounts under or over$300,000
and under or over $650,000. Please
call for details.
- The displayed Annual Percentage Rates (APRs) reflect the interest rates, total points, and additional estimated pre-paid finance charges for the loan products shown, but do not include other closing costs.
- Your loan's interest rate and rate-lock period will depend upon the specific characteristics of your loan transaction and your credit profile up to the time of closing.
- Due to various federal, state and local requirements, certain products may not be available in all areas.
-
Refinance transactions,
the Annual Percentage
Rate (APR) calculations
assume a rate and term
refinance.
- All information is subject to
underwriter approval.
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